Skip to main content
background image

Tax Documents

Man in front of a laptop

Each year, Royal issues tax documents to our Members. The documents include IRS form 1098, form 1099, and form 5498. These tax documents show things like mortgage interest, earned interest, and IRA contributions.

If you haven’t elected to receive tax documents electronically, we recommend you do so by following the instructions here.  Paper tax documents will be mailed to Members who do not elect to receive them electronically. You can also find your year-to-date interest paid on your December statement.

Access Electronic Tax Statements

To access your electronic tax documents in online banking or the mobile app, choose the Tax Forms option under the Statements menu item. In business online banking choose the Statements & Info menu option, then select Tax Statements to see a list of viewable tax statements.

To quickly navigate to the Tax Forms area of consumer online banking or our mobile app, please use this link: Link To Tax Forms. If you're not already logged in, you'll need to do so.

More Information About Tax Documents

  • If you earned less than $10 in interest on your accounts in a year you will not receive an interest reporting tax statement for that tax year.
  • Tax statements are reported by tax ID or social security number. For joint owners, tax statements are only available under the primary owner's tax ID/social security number in online banking.
  • IRS forms 1098 and 1099 will be available by January 31 each year.
    • Form 1098 note: Any amount shown in Box 10 of Form 1098 reflects real estate taxes paid from escrow for that tax year.
  • IRS form 5498 will be available by May 31 each year.

If you can claim your vehicle loan interest for business tax purposes, please refer to your December statement for the year-to-date interest paid.

Find A Routing Or Account Number

In order to have a tax refund direct deposited into your Royal account, you'll need our routing number and your account number. Our routing number is 291880411. To find your account number, please refer to the information here.

Related: 6 Smart Ways To Use Your Tax Refund


Related Information

Financial Articles Image


Check Out Our Full List Of Educational Articles

Get expert advice and information you can trust about a variety of financial topics

Money Donuts Logo

Money Donuts

Listen To Our Money Donuts® Podcast

Money and donuts - there's no more perfect pairing for a podcast

Play button image


Watch Royal Credit Union Videos

Watch Royal Credit Union videos about our Members, how-tos, financial education, and more