Mortgage Loan Team

Your Mortgage Loan Team

Every great story begins in one great home.

Whether you’re building your dream home or looking for a better rate on your current loan, the Royal Credit Union Mortgage Loan Team can help you nail down the perfect financing solution. We understand the process might be a little nerve-wracking but we'll walk you through it all, right to your new front door. Visit our Mortgage info page to learn more about the options.

Contact a mortgage loan expert near you today to get the conversation started! Once you determine who you'd like to work with, you can apply right from their bio page.

Mortgage Loan Team

mark erickson

Mark Erickson

Mortgage Loan Officer - Edina View Bio / Apply Now
mark erickson

Mark Erickson

Mortgage Loan Officer - Edina

Email mark.erickson@rcu.org

Phone 952-465-0913

NMLS #: 314130

Mark began his career in the mortgage industry in 2003, joining the Royal Credit Union Mortgage Loan Team in February of 2011.

Whether purchasing, building, or refinancing, Mark's creativity and experience with many types of lending programs provides borrowers with peace of mind throughout the lending process. He focuses on counseling and educating borrowers and works to complete each deal in an efficient and timely manner. Mark shares Royal's vision to exceed the expectations of our Members.

Royal Credit Union | Melissa Bergeron-Bowe

Melissa Bergeron-Bowe

Mortgage Loan Officer - Chippewa Falls Downtown View Bio / Apply Now
Royal Credit Union | Melissa Bergeron-Bowe

Melissa Bergeron-Bowe

Mortgage Loan Officer - Chippewa Falls Downtown

Email melissab@rcu.org

Phone 715-833-8286

NMLS #: 641992

Melissa is an active member in the Realtors Association of the Chippewa Valley, the Chippewa Valley Home Builders Association, Mayo Clinic Health Systems Chippewa Valley Hospital Board, and is an Ambassador for the Chippewa Falls Chamber. She has volunteered in local grade schools through the Junior Achievement program for over twenty years. She had previously served as Vice President for the Epilepsy Foundation of Western Wisconsin and as a member of the Noon Kiwanis Club.

Melissa and her husband, Steve, have four children. She is also active in the Chippewa Youth Hockey Association.

In the time she has been in the Real Estate Lending Dept., she has seen many changes and has passed this information along to Royal Credit Union Members to make sure they are educated with today's lending guidelines. She has experience in many different lending programs from the traditional Fixed Rate to Adjustable Rate Mortgage, Guaranteed Rural Housing, Land Loans, and Construction Loans. If you are purchasing or refinancing, she will find a program to suit your needs.

Melissa is very dedicated to her work and goes out of her way to get the job done. Feel free to contact her at any time - days, evenings, or weekends at 715-828-8958. Let Melissa help you with your mortgage loan, and you'll find out how easy financing can be!

Testimonials:

"Things went well yesterday for the closing and I just wanted to say thanks for everything that you helped me with during this process. I appreciate your time and all the great communication!"

"THANK YOU! I really appreciate everyone's patience, time and help on this! I am very grateful to you. Thank you!"

Royal Credit Union | Clint Richardson

Clint Richardson

Mortgage Loan Officer - Chippewa Falls Woodward View Bio / Apply Now
Royal Credit Union | Clint Richardson

Clint Richardson

Mortgage Loan Officer - Chippewa Falls Woodward

Email clint.richardson@rcu.org

Phone 715-858-5228

NMLS #: 946506

Clint Richardson began his career in the mortgage industry in 2006 and joined the Royal Credit Union Mortgage Loan Team in July 2012. His dedication to his clients and his high service level provides each individual with the time they deserve. Clint's goal is always the same - to provide useful and reliable information so you can make an informed decision before entering into a real estate transaction.

Whether you are looking to buy a new home, or simply wish to refinance your existing mortgage, Clint is ready, willing, and able to assist you every step of the way.

Royal Credit Union | Jayne Dulian

Jayne Dulian

Mortgage Loan Officer - Chippewa Falls Woodward & Colby View Bio / Apply Now
Royal Credit Union | Jayne Dulian

Jayne Dulian

Mortgage Loan Officer - Chippewa Falls Woodward & Colby

Email jayne.dulian@rcu.org

Phone 715-833-7223

NMLS #: 642008

Jayne Dulian joined the Royal Mortgage Loan Team in 2010. She has over 20 years of experience in the mortgage industry.  She has lived and worked in the Chippewa Valley all her life and enjoys servicing the Member’s needs.  She is able to provide excellent Member service by combining her years of knowledge and experience to guide them in the right direction of a Mortgage Loan that best suits their needs.  Making the Member comfortable and at ease during this process is her #1 goal. “Doing what is right” is a core value that she lives by every day!

 

Jared Johnson

Mortgage Loan Officer - Eau Claire, Moholt View Bio / Apply Now

Jared Johnson

Mortgage Loan Officer - Eau Claire, Moholt

Email jared.johnson@rcu.org

Phone 715-833-8289

NMLS #: 642035

Jared  joined the Royal Credit Union Mortgage Loan Team in November 2010. His extensive mortgage lending experience dates back to 2005. He takes pride in helping Members with the gamut of mortgage lending needs, including first time home purchases, relocations, new construction, and investment properties. Jared is here to take the stress out of the equation and walk you through the mortgage process in ways that are easy to understand.

Out of the office, he enjoys spending time with his wife and two young daughters, and hitting the local bike trails from time to time.

Barbara Oas

Mortgage Loan Officer - Eau Claire, Birch View Bio / Apply Now

Barbara Oas

Mortgage Loan Officer - Eau Claire, Birch

Email barbara.oas@rcu.org

Phone 715-833-8282

NMLS #: 642060

Barbara Oas joined the Royal Credit Union Mortgage Loan Team in 2010. She has over 20 years' experience in the mortgage industry.

Barbara has extensive knowledge in home purchase, refinance, investment property, vacant land loans, and construction loans. She has conducted many home-buying and construction seminars.

Throughout her career Barbara has earned numerous awards and recognitions. She has been one of the top home loan producers and was recognized nationally in 2012 by the Scotsman Guide. In 2011 she received Associate of the Year award from the Chippewa Valley Home Builders Association, and in addition to being on the Board of Directors for the CVHBA, she has served as chairperson of their Home and Garden Show for the last several years. Up until recently, Barbara was also a member of the Altoona Planning Commission.

Barbara is active in the Realtor's Association of Northwest Wisconsin and in 2003 was named Affiliate of the Year. She also serves on various Eau Claire Chamber of Commerce committees.

Royal Credit Union | Jeff Sproul

Jeff Sproul

Mortgage Loan Officer - Eau Claire, Golf & 93 View Bio / Apply Now
Royal Credit Union | Jeff Sproul

Jeff Sproul

Mortgage Loan Officer - Eau Claire, Golf & 93

Email jeff.sproul@rcu.org

Phone 715-833-7277

NMLS #: 642100

Jeff Sproul has been in the finance industry since 1993, working mostly with real estate loans. He has provided financing for everything from new purchases to refinancing 2-4 family investment properties. Purchases, refinances, vacant land, and condos are just some of the loans Jeff has been doing over the last 21 years. Helping first-time home buyers with the loan process is probably the most enjoyable and rewarding for him.

Royal Credit Union | David Hauser

David Hauser

Mortgage Loan Officer - Hudson View Bio / Apply Now
Royal Credit Union | David Hauser

David Hauser

Mortgage Loan Officer - Hudson

Email david.hauser@rcu.org

Phone 715-246-8023

NMLS #: 400601

Dave joined the Royal Credit Union Mortgage Loan Team in March 2014 and has been in the mortgage industry since 2003. Dave has always been a leader when it comes to providing excellent member service. He understands that buying a new home is a big decision and probably the biggest financial decision you will ever make. He knows from years of experience that Members want someone to help make the process as easy and stress-free as possible - so Dave will do everything he can to make the borrowing process a positive one. Whether you are purchasing a new home, building, or refinancing - Dave's goal is to work with you to find the best option.

Dave has been involved in many community events. It's likely that you'll see him, with his wife and two sons, at many local activities.

Royal Credit Union | Dawn Polen

Dawn Polen

Mortgage Loan Officer - Menomonie View Bio / Apply Now
Royal Credit Union | Dawn Polen

Dawn Polen

Mortgage Loan Officer - Menomonie

Email dawn.polen@rcu.org

Phone 715-833-7240

NMLS #: 1126353

Dawn joined the Royal Credit Union Mortgage Loan Team in 2014 with over 15 years of experience in the finance industry. She has spent the majority of her career in Menomonie making her very familiar with the community and dynamics of this area. She prides herself on providing exceptional customer service and creating a worry free home loan experience.

Dawn is originally from the rural Menomonie area and currently resides near Knapp with her husband, Tom, and their son, Nelson.

Royal Credit Union | Matt Tuinstra

Matt Tuinstra

Mortgage Loan Officer - New Richmond & Somerset View Bio / Apply Now
Royal Credit Union | Matt Tuinstra

Matt Tuinstra

Mortgage Loan Officer - New Richmond & Somerset

Email Matthew.Tuinstra@rcu.org

Phone 715-246-8007

NMLS #: 1075860

Matt joined Royal Credit Union in 2016.  He was drawn to Royal because of their great reputation of living out their core values everyday with every Member.  Matt started in the financial industry in 2013 and is committed to making the most complicated things simple and easy to understand.  The purchase of a new home is likely the biggest investment you will make in your lifetime – Matt understands that and is committed to helping you find the best option for your situation.

Matt lives in New Richmond with his wife and three kids. He can often be found at a wide variety of community events around town.       

Liza Skalicky

Liza Skalicky

Mortgage Loan Officer - Stillwater View Bio / Apply Now
Liza Skalicky

Liza Skalicky

Mortgage Loan Officer - Stillwater

Email liza.skalicky@rcu.org

Phone 952-465-0903

NMLS #: 1092289

Liza started at Royal Credit Union in July of 2011. Through her years with Royal she has worked extensively with consumer lending, home equity lines of credit and various account types. In 2017 she was excited to join the Mortgage Loan Team in the Somerset office. Liza understands the complex process of home buying and is dedicated to help create a positive experience throughout the process. Liza grew up in a small town and enjoys being actively involved in her community.

Shannon Jacobson

Mortgage Loan Officer - Osceola View Bio / Apply Now

Shannon Jacobson

Mortgage Loan Officer - Osceola

Email shannon.jacobson@rcu.org

Phone 715-294-1002

NMLS #: 642031

Shannon joined the Royal Credit Union Mortgage Loan Team in November 2010, and has worked in the real estate industry since 2001.Whether it is a purchase, new construction, or refinancing, Shannon will put her expertise to work for you and make sure that all of your individual needs are met.

Shannon has lived in the Osceola area since 1983, where she resides with her husband, Jon, and two daughters.

In addition to helping Members at Royal Credit Union, Shannon is currently active in Osceola Chamber and the St. Croix Valley Connections group.

Royal Credit Union | Stacie Turner

Stacie Turner

Mortgage Loan Officer - Rice Lake View Bio / Apply Now
Royal Credit Union | Stacie Turner

Stacie Turner

Mortgage Loan Officer - Rice Lake

Email stacie.turner@rcu.org

Phone 715-834-6966

NMLS #: 194551

Stacie Turner has worked in the finance industry for 17 years and has been originating home loans with Royal Credit Union since 2010. Stacie was born and raised in Rice Lake and continues to live in the area with her husband and two daughters. She is a member of the local Jaycee Chapter and the Realtors Association of Northwestern Wisconsin.

Royal Credit Union | Tammy Smith

Tammy Smith

Mortgage Loan Officer - River Falls View Bio / Apply Now
Royal Credit Union | Tammy Smith

Tammy Smith

Mortgage Loan Officer - River Falls

Email tammy.smith@rcu.org

Phone 715-246-8001

NMLS #: 999780

Tammy began her career with Royal Credit Union in 2006, starting in the financial industry in 1991.  Her priority is to provide exceptional service while making our Members’ lending experience easy and stress free.

Tammy is a lifelong resident of River Falls, WI where she currently resides with her two children. In addition to helping Members at Royal, she is passionate about helping to make a difference. Tammy is committed to supporting Relay for Life and regularly volunteers in her community.

Royal Credit Union | Chris Nysven

Chris Nysven

Mortgage Loan Officer - Whitehall View Bio / Apply Now
Royal Credit Union | Chris Nysven

Chris Nysven

Mortgage Loan Officer - Whitehall

Email chris.nysven@rcu.org

Phone 715-834-8907

NMLS #: 783960

Chris joined the Royal Credit Union Mortgage Loan Team in 2014, bringing with him over 20 years in the financial services industry.  Whether you are a first time home buyer, or looking to refinance or upgrade, Chris is here to help!  If you’re looking for recreational land for summer or winter fun, Chris can also get you there. Whatever your need, Chris is driven to bring you the best Member experience!

Royal Credit Union | Stacy Erickson

Stacy Erickson

Mortgage Loan Specialist II View Bio / Apply Now
Royal Credit Union | Stacy Erickson

Stacy Erickson

Mortgage Loan Specialist II

Email stacy.erickson@rcu.org

Phone 715-833-7214

NMLS #: 835071

Stacy Erickson has worked in finance for almost 18 years.  The last 12 years have been in the mortgage industry.  She joined Royal Credit Union in September 2011.  Stacy is a lifelong resident of Eau Claire where she currently lives with her husband and 2 daughters.  She believes in the Royal Credit Union core values of “making a difference” and “doing the right thing” whether at work or in her personal life.  Stacy is knowledgeable and willing to help you with any aspect of the home buying process or refinancing your existing home.   

Amy Furlong

Amy Furlong

Mortgage Loan Specialist View Bio / Apply Now
Amy Furlong

Amy Furlong

Mortgage Loan Specialist

Email Amy.Furlong@rcu.org

Phone 952-683-9757

NMLS #: 1513746

Amy grew up in the small town of Brill, WI and has closely held the values that come along with it. She is committed to doing the right thing and always keeps your best interests in mind.  Amy has been working in the industry as a Loan Officer and thoroughly enjoys the satisfaction of helping each Member achieve their dream of homeownership. She will be with you every step of the way, ensuring your transaction is smooth and easy.

 

Amy currently lives in Prescott, WI with a myriad of children, dogs and flowers. She is an avid gardener and teaches fitness classes at the Hastings YMCA.

Royal Credit Union | Tina Hammer

Tina Hammer

Mortgage Loan Specialist II View Bio / Apply Now
Royal Credit Union | Tina Hammer

Tina Hammer

Mortgage Loan Specialist II

Email HomeLoanFulfillmentTeam@rcu.org

Phone 715-833-8272

NMLS #: 642022

Tina joined the Royal Credit Union Mortgage Loan Team in 2015, bringing with her over 15 years of experience in the financial industry.   Most of her career has been spent in the Whitehall and Eau Claire area.  She prides herself on providing exceptional member service and creating a positive impact.

Tina lives in the rural Osseo area with her husband, Tyson. The two of them stay busy with her two children, son Trevor and daughter Taylor.

 

 

Suzy Ortmann

Suzy Ortmann

Mortgage Loan Specialist View Bio / Apply Now
Suzy Ortmann

Suzy Ortmann

Mortgage Loan Specialist

Email suzy.ortmann@rcu.org

Phone 715-833-8256

NMLS #: 642062

Suzy started her career at Royal Credit Union in February of 2000, she has worked in various roles and has years of mortgage lending experience. Suzy is a long-time resident of Chippewa Falls, where she lives with her husband and raised her four children. Suzy enjoys helping Members achieve their dreams and her core value is “Making a Difference,” because she strives to bring you the best Member experience every day.

Sierra Sanders

Sierra Sanders

Mortgage Loan Specialist View Bio / Apply Now
Sierra Sanders

Sierra Sanders

Mortgage Loan Specialist

Email sierra.sanders@rcu.org

Phone 715-855-8822

NMLS #: 939808

Sierra started her career at Royal Credit Union in July of 2012. She prides herself on making any experience with Royal as easy as possible. Financing a home is a big deal and she wants to make the process simple for our Members. She is a certified Credit Union Financial Counselor and enjoys helping and educating Members to set them up for success. Sierra is a lifelong resident of Eau Claire and graduated from University of Wisconsin-Eau Claire.  When she is not working she enjoys volunteering in the community and enjoying all Eau Claire has to offer.

Royal Credit Union | Lori Truman

Lori Truman

Mortgage Loan Specialist View Bio / Apply Now
Royal Credit Union | Lori Truman

Lori Truman

Mortgage Loan Specialist

Email lori.truman@rcu.org

Phone 952-683-9766

NMLS #: 916807

Lori joined the Royal Credit Union Mortgage Loan Team in 2017 with experience in title work, mortgage financing and Member service. Lori is eager to hear your story and offer you the best possible options for your individual needs. She is dedicated to walking with you through the home buying process because she truly cares about the purchase of your home being a very positive and rewarding experience.

Lori currently resides in Elko New Market, MN with her husband, Josh and two rescued pit bull dogs, and two step-daughters. They thoroughly enjoy small town living with a strong community vibe even if they don’t have a grocery store…yet. She also enjoys dance and fitness, and loves being a Zumba instructor.   

Jared Sprink

Jared Sprink

Mortgage Intern View Bio / Apply Now
Jared Sprink

Jared Sprink

Mortgage Intern

Email jared.sprink@rcu.org

Phone 715-833-8139

NMLS #: 1706369

Jared started with Royal Credit Union in January 2018 as the Mortgage Intern. He is currently working on completing his bachelor’s degree in Business Finance at the University of Wisconsin-Eau Claire. Jared strives to create a positive experience for every Member. He is committed to providing the lending process easy and enjoyable.

Royal Credit Union | Deb Flettre

Deb Flettre

Regional Mortgage Sales Manager - St. Croix Valley & MN View Bio / Apply Now
Royal Credit Union | Deb Flettre

Deb Flettre

Regional Mortgage Sales Manager - St. Croix Valley & MN

Email deb.flettre@rcu.org

Phone 715-246-8013

NMLS #: 452376

Deb joined Royal Credit Union in 2013 and brings many years of experience in mortgage lending and management. That experience includes home purchases, refinancing, second mortgages, and construction loans. Currently Deb manages the St. Croix Valley and MN Home Loans team.  It is Deb’s passion to make a difference for our Members and team members.

Jacob Spies

Regional Mortgage Sales Manager - Eau Claire, Birch View Bio / Apply Now

Jacob Spies

Regional Mortgage Sales Manager - Eau Claire, Birch

Email jacob.spies@rcu.org

Phone 715-833-7286

NMLS #: 402754

Jacob Spies joined the Royal Credit Union Mortgage Loan Team in November 2013. He has been in the mortgage lending industry since 2004 after graduating from the University of Wisconsin-Stout. He is experienced in all phases of real estate lending from application to closing. Jacob is a graduate of Leadership Eau Claire and a member of the local Realtors Association as well as the treasurer of his church. When not at work Jacob enjoys spending time with his wife and 4 children.