Small Business Loan Application
Use Royal’s small business loan application for business loans, credit cards, or other credit options like business desktop deposit.
Before You Apply
This business loan application is used to apply for:
- Business term loans
- Operating lines of credit
- Business credit cards
- Business Kwik Cash overdraft protection
If you are seeking a loan of more than $750,000, or if a new loan would mean you have more than $750,000 in total business loans from Royal, please email business.referrals@rcu.org or call 800-341-9911 ext. 3001 to begin an application.
If you are seeking a business construction loan or letter of credit, please contact us at the email or phone number above.
Begin Your Small Business Loan Application
Royal's recently enhanced small business loan application portal includes the ability to save and return to incomplete or previously submitted applications, as well as secure communication and document upload features.
Additional information about what to expect during the application process:
- You will need to provide detailed business information and personal information about all owners. It may be helpful to have all owners available to answer questions as you go through the application.
- For loan requests of more than $50,000, you'll need to provide tax returns and additional financial documents.
- We will ask for your NAICS code to help classify your business. Learn more about NAICS.
