Banking Solutions for Small Businesses
Choose a financial partner that makes your business goals a priority.
Banking is better when you choose a financial partner that understands the drive, dedication, and resilience behind every small business. At Royal Credit Union, we understand the challenges and opportunities that come with entrepreneurship.
Our team works with small business owners every day, helping them optimize cashflow, streamline daily operations, and plan for long-term growth. Whether you’re expanding your customer base, investing in equipment, or managing seasonal changes, Royal offers the tools, guidance, and trusted support you need to operate more efficiently.
We know small business banking — where strategy matters just as much as service. Partnering with Royal means we’ll work together to advance your business while you benefit from Royal’s modern accounts and smarter financial solutions.
As a small business partner, Royal’s team of trusted business experts is here for you. We’re ready to safeguard your best interests, supplement your resources and knowledge, and offer non-stop support and answers along the way. Explore our business banking solutions below and start your relationship with Royal Credit Union today!
Business Checking Accounts
- Choose no-minimum checking or $3,000-minimum checking that earns dividends
- 300 checks written or deposited free each month; additional checks have a $0.10 per item charge
- Free debit cards for all users
Business Indexed Money Market
- Balances of $50,000 or more earn a competitive, index-based dividend rate
- Funds remain liquid and accessible at any time
- No minimum opening balance and no monthly fees
Business Savings & Certificates
- Set aside business funds while earning a great rate
- Choose from a variety of certificate terms
- No minimum opening balance and no monthly fees
Business Kwik Cash
- Overdraft protection to help guard your business account from insufficient funds charges
- Accessible line of credit you can advance at any time
- Only pay interest on what you use
Business Credit Card
- Enjoy flexible spending power and earn uChoose Rewards®
- Competitive interest rate and no-fee balance transfers
- Manage spending with separate cards for different users
Bill Pay
- Easily pay vendors, suppliers, or invoices electronically or via check
- No charges for check printing or postage
Online & Mobile Banking
- See balances, transaction history, check images, statements, and more
- Configure real-time balance and transaction alerts
- Customize access levels and permissions for different users
- Supports connections to third-party accounting software
When It Comes To Business Banking, Royal Does It All
