Nonprofit Banking Solutions
Choose a financial partner that aligns with your values and purpose
Why Choose Royal
Property management businesses, homeowners associations, and commercial real estate service providers require a financial partner like Royal Credit Union who understands the industry’s operational demands. Royal supports real estate service organizations with banking solutions designed to simplify day-to-day workflows, create cashflow efficiencies, and safeguard your assets.
We know real estate banking – where accuracy, security, and efficiency are essential. Our team works with you to manage high-volume transactions, maintain reserves, organize multiple accounts, and keep funds secure. Whether you’re overseeing rental units, commercial properties, or community associations, Royal offers modern accounts and expert support to streamline your organization’s finances.
As your banking partner, Royal’s team of trusted business experts is here to protect your funds, simplify your financial processes, and provide reliable support whenever you need it. Explore our real estate services banking solutions below and start your relationship with Royal Credit Union today!
How Royal Gives Back
- Our nonprofit RCU Foundation has given more than $10 million back to the communities we serve to fund capital projects promoting the arts, education, and health
- Royal team members volunteer in leadership roles in over 100 community organizations and nonprofits
- We offer no-cost financial wellbeing resources for all via our online financial education platform, in-school credit union programs, and jail financial literacy courses
- Royal Members have recorded over 20,000 volunteer hours each year as part of our Volunteer Program – a special consumer checking account with perks for volunteers
Business Indexed Money Market
- Balances of $50,000 or more earn a competitive, index-based dividend rate
- Funds remain liquid and accessible at any time
- No minimum opening balance and no monthly fees
Business Checking Accounts
- Choose no-minimum checking or $3,000-minimum checking that earns dividends
- 300 checks written or deposited free each month; additional checks have a $0.10 per item charge
- Free debit cards for all users
Business Credit Card
- Enjoy flexible spending power and earn uChoose Rewards®
- Competitive interest rate and no-fee balance transfers
- Manage spending with separate cards for different users
Bill Pay
- Easily pay vendors, suppliers, or invoices electronically or via check
- No charges for check printing or postage
Positive Pay
- Automated fraud protection helps stop unauthorized transactions
- Monitors accounts and requires approval to clear unexpected check or ACH transactions
Merchant Services
- We partner with Wind River Payments to offer comprehensive payment processing
- Point-of-sale, wireless, mobile, and virtual payment terminal solutions available
Online & Mobile Banking
- See balances, transaction history, check images, statements, and more
- Configure real-time balance and transaction alerts
- Customize access levels and permissions for different users
- Supports connections to third-party accounting software

