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Business Startup Tools

These tools and tips from Royal Credit Union are aimed at helping new businesses get going with their financial foundation

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Ready To Get Started With Business Banking At Royal?

If you’re new to running a business or just new to being a business Member at Royal, we’ve collected some helpful information and links for your reference. Don’t hesitate to reach out to our team of business experts with additional questions. We take pride in providing business Members with friendly, personal service.

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Check mark Business Checking & Savings

Royal’s checking accounts often surprise new business Members by having low or no fees! Compared to other checking accounts, Royal business checking may help you reduce or eliminate the fees you may be paying for a business checking account somewhere else.

If your business plans to keep cash on hand, a business savings account or business certificate can also be a smart choice to let your money earn dividends (also called interest). If you want a little more financial flexibility while earning a higher rate, a business money market might be a good option to consider.

Check mark Business Loans & Credit

Royal offers business loans for almost any business need. We can also help with business lines of credit and business credit cards. Our top tip in this category is not to underestimate the humble business credit card. With a low everyday rate and ample spending power, a business credit card can function almost like a line of credit or loan with greater flexibility and simpler credit requirements.

Check mark Business ACH, Online Wires & Desktop Deposit

When it comes to cash management, Royal has a variety of optional services that can help your business save time. In addition to our business online and mobile banking, we offer business ACH servicesdesktop deposit capture, and online wires. These services can be used to help you get the most value from your business checking account.

Check mark Health Savings Accounts (HSAs)

Our Health Savings Accounts are actually a consumer product. They can provide a tax-sheltered way for you or your employees to pay for healthcare costs. We are happy to assist your business with setting up a group HSA program!

Check mark Employer Partnerships

We’re proud to partner with local businesses to offer their employees special offers on Royal’s personal accounts and loans. Learn more about Employer Partnerships.

Links To Business Resources

The following resources may be helpful if you’re looking to open accounts at Royal or if you’re wondering how to start a business. Besides these links, our business team is happy to provide additional guidance and support. Contact us if you have any questions.