Our story is made up of thousands of yours
We're here to help yours unfold the way your envision.
Start Your Online Application
Become a member and open checking, savings, money market or certificate.
Before applying, please have the following ready for yourself and anyone else on the account, including beneficiaries:
- Social Security #
- Date of Birth
- Current Address
- Phone Number
- Email Address
- Valid ID
- $5 Deposit (ACH or Credit Card)
Resume Your Application
Complete an unfinished application, or check your application status.
We're looking forward to being a part of your story! To open an account at Royal, you must live or work in one of the counties shown below. You can also join if you live outside of the area and have an immediate family member who is already a Member or is eligible to become one.
Now, simply open up a savings account with a minimum balance of $5 by clicking the button on this page. That $5 is defined as the par value of a Member "share" according to our bylaws. (Give us a call or drop us a line if you want to see the full version of the bylaws.) Once you're in, you're in! You will then have an opportunity to use or apply for any of the products and services we have to offer.