Checking Accounts
Manage your money the smart way with a checking account that's right for you
Call us at 800-341-9911 or visit an office
Compare Checking Accounts
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Smart Start Checking 13-25 Years Old |
No Minimum Balance Requirement
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Earns Dividends
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No Monthly Fee
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Debit Roundup To Savings
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Smart Checking Ages 13+ |
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No Minimum Balance Requirement
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Earns Dividends
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No Monthly Fee
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Debit Roundup To Savings
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Smart Checking Plus Ages 13+ |
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Minimum Balance Requirement $700 |
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Earns Dividends
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Monthly Fee $10 if balance falls below $700 |
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Debit Roundup To Savings
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Duo Checking Ages 13+ |
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No Minimum Balance Requirement
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Earns Dividends
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No Monthly Fee If requirements are met |
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Debit Roundup To Savings
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All Royal checking accounts include:
- Free instant-issue Visa® debit cards with a secure EMV chip
- 40 free checks for new accounts
- Free electronic statements
- Free unlimited check writing
- Free online banking and mobile app
- Free Pay A Bill service
- Free digital wallet compatibility
- Free mobile app with camera check deposit
- Free real-time alerts
- Free stop payments
Smart Checking
A checking account with no minimum balance
Smart Checking Plus
Earn dividends when you keep a balance in your account
Smart Start Checking
Checking with extra perks for young adults
Money Market
Earn higher dividends with a money market account
Save & Spend Duo
Get more perks when you bundle Duo Checking and Duo Savings accounts!
Our Checking Accounts Put You In Control
Get easy ways to move money, an integrated spending and budget tracker, an awesome mobile app, and much more
Contact Us
Have a question or need help?We're here for you!
- Contact us
- Call 800-341-9911
- Resume Your Application
