Attention Credit Card Members:

It has been brought to our attention you may have recently received multiple credit card statements by error in the mail. The statement matching your current credit card number is valid. Please disregard additional statements and accept our apologies for any confusion this may have caused. If you have questions please contact Member Service via email at member_services@rcu.org or at 1-800-341-9911

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Why a Credit Union?

We're a little different

Work with us and you'll see.

We’ve got the breadth and depth of financial products and services you’d find just about anywhere, but with the added benefits of a credit union.

What makes a credit union different than other financials

Governance. Royal Credit Union and our credit union peers are managed by a Member-elected board of directors.

Education and outreach. Credit unions like us provide financial counseling and educational seminars. At Royal Credit Union, we’ve invested in our youth by managing 28 School $ense branches where elementary through high school students have an opportunity to work in and see the credit union model up close.

The bottom line: lower loan rates, higher deposit rates and lower fees. 

Our not-for-profit structure means we return the money we make to our Members in the form of the above. Credit union members nationwide save $9.3 billion a year by using a credit union instead of a bank. That’s crazy! This works out to be about $170 per household in annual savings for credit union members. (Credit Union National Association, 2016)

Learn more about credit unions

 

Certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury. ​