Why a Credit Union?

We're a little different

Work with us and you'll see.

We’ve got the breadth and depth of financial products and services you’d find just about anywhere, but with the added benefits of a credit union.

What makes a credit union different than other financials

Governance. Royal Credit Union and our credit union peers are managed by a Member-elected board of directors.

Education and outreach. Credit unions like us provide financial counseling and educational seminars. At Royal Credit Union, we’ve invested in our youth by managing 28 School $ense branches where elementary through high school students have an opportunity to work in and see the credit union model up close.

The bottom line: lower loan rates, higher deposit rates and lower fees. 

Our not-for-profit structure means we return the money we make to our Members in the form of the above. Credit union members nationwide save $9.3 billion a year by using a credit union instead of a bank. That’s crazy! This works out to be about $170 per household in annual savings for credit union members. (Credit Union National Association, 2016)

Learn more about credit unions


Certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury. ​