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Certificates reward you for being patient with higher rates and guaranteed returns

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No minimum balance and a variety of terms make certificates a smart investment! Patience pays off when you open a personal certificate! Leave your funds in the certificate for the specified term and you’ll be rewarded with your original money plus the interest earnings. The interest rate is locked in for the term you choose, so the returns are guaranteed. Our certificates have competitive rates and no minimum opening balance.

Certificate Rates


Start Saving Today With A Royal Credit Union Certificate! 



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Earn more with a Money Market Account