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Certificates

Certificates reward you for being patient with higher rates and guaranteed returns at maturity

Call us at 800-341-9911 or visit an office

Learn More

No minimum balance and a variety of terms make certificates a smart investment! Patience pays off when you open a personal certificate!

  • Leave your funds in the certificate for the specified term and you’ll be rewarded with your original money plus the dividends.
  • The rate is locked in for the term you choose, so the returns are guaranteed at maturity.
  • Our certificates have competitive rates and no minimum opening balance.

Certificate Rates

Term
Dividend
APY

Certificate Calculator

How Do Certificates Work?

 

RCU team member working with a Member to open a certificate

 

Royal Certificates Include Smart Technology Tools

 

Start Saving Today With A Royal Credit Union Certificate! 

 

Money Donuts Episode 27: When Saving With A Certificate Makes Sense play image

How To Get Started

We off many easy ways to open an account with Royal Credit Union

Apply Online Now

Complete our easy online application and get a decision fast.


Visit An Office

Instead of applying online, schedule an appointment at an office to apply.


Need Help?

If you have questions or need help, call our lending team at 800-341-9911 or visit our contact page.