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Certificates

Certificates reward you for being patient with higher rates and guaranteed returns at maturity

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No minimum balance and a variety of terms make certificates a smart investment! Patience pays off when you open a personal certificate!

  • Leave your funds in the certificate for the specified term and you’ll be rewarded with your original money plus the dividends.
  • The rate is locked in for the term you choose, so the returns are guaranteed at maturity.
  • Our certificates have competitive rates and no minimum opening balance.

Certificate Rates

Term
Dividend
APY

Certificate Calculator

How Do Certificates Work?

 

RCU team member working with a Member to open a certificate

 

Royal Certificates Include Smart Technology Tools

 

Start Saving Today With A Royal Credit Union Certificate! 

 

Money Donuts Episode 27: When Saving With A Certificate Makes Sense play image