Certificates
Certificates reward you for being patient with higher rates and guaranteed returns at maturity
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No minimum balance and a variety of terms make certificates a smart investment! Patience pays off when you open a personal certificate!
- Leave your funds in the certificate for the specified term and you’ll be rewarded with your original money plus the dividends.
- The rate is locked in for the term you choose, so the returns are guaranteed at maturity.
- Our certificates have competitive rates and no minimum opening balance.
Certificate Rates
Certificate Calculator
How Do Certificates Work?
Royal Certificates Include Smart Technology Tools
- Stay up to date about your account with online banking or our mobile app
- Sign up for electronic statements to receive certificate maturity notices by email
Start Saving Today With A Royal Credit Union Certificate!


