Photo of Kristin Foss

Kristin Foss

Mortgage Loan Officer


Phone: 715-833-8204

NMLS#: 1741905

Kristin is committed to providing a simple and transparent experience for both future and current homeowners. Making things easy to understand is very important to her as she guides Members through the home financing process. Kristin has been in the financial industry since 2004, and she began her mortgage lending career in 2018. She prides herself on being quick to respond to the people she works with and using clear, concise communications. 

Kristin grew up on farm in central Iowa and moved to Chetek, Wisconsin in 2005. She and her husband Joe have two boys. In her spare time, she enjoys spending time on the lakes of Chetek on the pontoon, attending sporting events for her sons, reading, and socializing with friends and family. She is also a member of BNI-Greater Eau Claire Chapter and spends time at various chamber and fundraising events throughout the Chippewa Valley.


  • Discussing which loan program best fits your needs
  • Calculating how much house you can afford
  • Getting preapproved and providing a preapproval letter
  • Construction loans
  • Refinancing an existing mortgage