A cool way to save

Certificates and frozen yogurt have something in common?

Walking into your favorite ice cream or frozen yogurt shop can sometimes leave you as frozen as the treat you are seeking. So many choices! It's a good problem to have. Royal Credit Union offers a similar dilemma for you when it comes to certificates. We have a variety of terms and a low minimum investment of $100, making it easy for everyone to save. The one constant is some of the best rates around (see below).

Benefits

Our Certificates boast some of the best rates around, terms to suit anybody, with only a $100 minimum to get started. Our "menu" of term options:

  • 3-Month
  • 6-Month
  • 1-Year
  • 18-Month
  • 30-Month
  • 4-Year
  • 6-Year
Ridiculously good Rates

 

 
Dividend Rate

 
APY

3 Month

0.63%

0.63%

6 Month

0.85%

0.85%

1 Year

1.05%

1.06%

18 Month

1.15%

1.16%

30 Month

1.50%

1.51%

4 Year

1.75%

1.76%

6 Year

1.75%

1.76%

 

 

 

 

 

 

 

 

 

The Fine Print

*APY = Annual Percentage Yield. Rates current as of 2/28/2016. Last changed on 12/28/2015. The above rates are subject to change at any time without notice. Minimum balance of $100 to open certificate and to earn dividends. Substantial penalty for early withdrawal. Charges could reduce the earnings on the account.

View our disclosures and service fees.