With all you have to do in a given day, sometimes it's the little things that tend to get lost. At Royal Credit Union, we offer a huge selection of business cash management tools you can use to make sure you are on top of every last detail. Stop at any Royal Credit Union location, or call one of our Business Service Representatives at 1-800-341-9911, ext. 3040 to get started.

Business Checking
Business Checking

We're in business to make your business easy, with two checking products to choose from: one that earns cash back, and one with no minimum balance. We did our research as we developed these, and these are some of the most business-friendly, best-value checking products around!

Royal Advantage

  • Non-Interest-Bearing
  • No Minimum Balance
  • First 50 Checks Free - plus 300 free combined deposited & written checks
  • Easy & Convenient Debit Card Access


Royal Advantage Plus

  • Interest-Bearing
  • Dividend Rate: 0.40/APY: 0.40%
  • $3,000 Minimum Balance ($10 per month if it falls below)
  • First 50 Checks Free - plus 300 free combined deposited & written checks
  • Easy & Convenient Debit Card Access
Savings & Investments
Savings & Investments

Ready to grow that proverbial nest egg? Check out these options - you'll earn more with Royal's great rates.

Basic Savings


RCU Investment & Insurance Team

Money Market Checking Benefits
Royal Credit Union | Benefits

Earn cash on tiered balances in your account!

  • $10,000 minimum initial deposit
  • Make minimum withdrawals of $250 or more
  • Make minimum deposits of $100 or more
  • FREE personal checks
  • No minimum investment period
  • Unlimited signed transactions at any Royal office
  • Six unsigned transfers per month with online banking, business online banking, CompuTeller, Member Service, check, or preauthorized payment to a third party
  • Some transactions may be limited.
Money Market Checking Ridiculously Good Rates
Royal Credit Union | Rates

$9,999.99 or less
Dividend Rate: 0.75%
APY: 0.75%*

$10,000 - $24,999.99
Dividend Rate: 0.90%
APY: 0.90%*

$25,000 - $99,999.99
Dividend Rate: 1.00%
APY: 1.00%*

$100,000 or More
Dividend Rate: 1.05%
APY: 1.06%*

The Fine Print
The Fine Print

*APY=Annual Percentage Yield. Rates current as of 12/15/2017. Last changed on 12/15/2017. The above rates are subject to change at any time without notice. Fees could reduce the earnings on the account.

View our disclosures and service fees.