Fancy a 4 x 4? Crave a coupe?

Get on the road with us.

A vehicle plays a key role in your story, getting you from point A to point Z and all points in between. We’ve got ways you can finance your everyday ride or your recreational one (boats, snowmobiles, ATVs, RVs and more). We offer several payment terms and 100% financing at most local dealers. You can also get preapproved so your loan is ready when you find that perfect fit.

Benefits
Royal Credit Union | Benefits
  • Terms to suit your budget
  • Apply anytime, online, mobile, in person, or by phone
  • Easy preapprovals - know before you shop!
  • Quick, local decision-making!

Check Your Vehicle's Value

AutoSmart Research Garage
Royal Credit Union | AutoSmart

Do your own online auto buying research from anywhere! You can shop local inventory, research new vehicles, request a quote and apply for a loan. Our AutoSmart Research Garage is always open and ready before you ever set foot on the lot.
 

AutoSmart

RIDICULOUSLY GOOD RATES
Royal Credit Union | Rates

MODEL YEAR 2012 OR NEWER

36 Months 1.98%APR  $28.63 per $1,000 borrowed

48 Months 2.50% APR $21.91 per $1,000 borrowed

60 Months 2.50% APR $17.75 per $1,000 borrowed

72 Months ($10,000 Minimum) 3.99% APR  $15.64 per $1,000 borrowed

 

MODEL YEAR 2011 OR OLDER

24 Months 1.98% APR $42.53 per $1,000 borrowed

36 Months 1.98% $28.63 per $1,000 borrowed

48 Months 2.98% APR $22.98 per $1,000 borrowed

60 Months 2.98% APR $17.96 per $1,000 borrowed

72 Months 4.49% APR  $15.87 per $1,000 borrowed

Rates: Other Secured Collateral
Royal Credit Union | Rates


Boats***, New and Used RVs, Motor Homes, Campers,
Hauling and Travel Trailers***, Motorcycles, ATVs, Dirt Bikes, Farm Machinery, Garden Tractors, Jet Skis, and Snowmobiles

The Fine Print
Royal Credit Union | Fine Print

*APR = Annual Percentage Rate. Rates current as of 2/27/2016. Last changed on 1/04/2016. The above rates are subject to change at any time without notice. Rates subject to credit approval. Down payment requirements may apply. Rates shown are lowest possible rate.Other rates and terms are also available.

** Monthly payment is based on payment per $1,000 for APR rate and term.

*** Boats, RVs, travel trailers, and motor homes can amortize up to 180 months with a five-year balloon at a 0.5% higher rate than the 60-month term. Balloon loans DO NOT qualify for GAP coverage.

View our disclosures and service fees.

Transfer funds to/from your Royal Credit Union account to/from your other financial institution - Direct Payment Authorization