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Auto Loan

We make it easy to get behind the wheel with great rates and fast loan decisions

Call us at 800-341-9911 or visit an office

No Payments For 90 Days!

We’re offering no payments for 90 days on all new auto loans for a limited time only! Apply now and get a same-day loan approval, then make no payments for 90 days after you sign!*

Our low interest rates, local loan decisions, and flexible repayment terms will keep you smiling as you get behind the wheel. Use our auto loan calculator to find out how much car you can afford, or see our great auto loan interest rates below. Then use our easy online application to get preapproved and save time at the dealership.

2018 & Newer Vehicle Rates

Monthly Payment

2011-2017 Vehicle Rates

Monthly Payment

2010 & Older Vehicle Rates

Monthly Payment


Research Garage

Do your own auto buying research from anywhere! You can shop local inventory, research new vehicles, request a quote, and apply for a loan. Our Royal Credit Union Research Garage is always open, before you ever visit a dealer.

Go to Royal Credit Union Research Garage website


Auto Refinancing

Refinancing your vehicle could let you take advantage of lower interest rates and save money!

Meet Megan Kampa, Member Since 1995




Helpful Tools & Calculators

Get more information about auto loan options or use our auto loan calculators!

*Same-day approval available on most loans; loan approval times may vary. Offer subject to change at any time. Interest will continue to accrue on the loan balance from the origination date until the deferred payment start date.

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Get what you need now with our loan & credit products