Platinum Rewards Visa® Credit Card
Our credit card has one low rate for everyone and no-fee balance transfers at any time
Call us at 800-341-9911 or visit an office
Why Choose Royal's Credit Card
- Pay anywhere with Visa® and earn uChoose Rewards® on every purchase.
- Add your card to digital wallets like Apple Pay™ and Google Pay™.
- No annual fees and no balance transfer fees.
- Responsible credit card use can help build your credit score.
Product
APR
Monthly Payment
The Royal Platinum Rewards Visa® credit card offers no-fee balance transfers at any time!
A Smarter Way To Spend
- Earn points on purchases with uChoose Rewards®
- No annual fee
- No balance transfer fee
- 2% or $25 minimum monthly payment
Credit Card Benefits
- Extended warranty protection** and purchase security**
- Travel and emergency assistance services^
- Roadside dispatch®^
- The Royal Credit Union Platinum Rewards Visa® card includes ID Navigator Powered by NortonLifeLock, providing tools so cardholders can act quickly if their identity is threatened
Free Tech Features
- Apple Pay®, Google Play™, and Samsung Pay™ compatible*
- Easier online ordering with Visa Secure Remote Commerce
- Free online banking and mobile app
How To Get Started
There are two easy ways to apply for a Royal credit card!
Apply Online Now
Complete our easy online application and get a decision fast.
Visit An Office
Instead of applying online, schedule an appointment at an office to apply.
Need Help?
If you have questions or need help, call our lending team at 800-341-9911 or visit our contact page.
