Kwik Cash (Line of Credit)

A little wiggle room

This product can protect you from overdrafts.

It's Kwik. It's Cash. It's our Kwik Cash, which does what the name implies - gives you a little money quickly when you're in need. This overdraft protection line of credit allows money to be automatically transferred (up to a specific preapproved amount) to your Royal checking account.


Royal Credit Union | Benefits
  • Cover overdrawn checks or debits*
  • Write a check or get a cash advance*
  • No prepayment penalties
  • Review detailed statements
  • Make payments with Direct Deposit, Payroll Deduction, or online**

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The Fine Print
Royal Credit Union | Fine Print

*Overdraft will be paid up to available credit limit.

**Repayment terms are available in your loan disclosure documents.

View our disclosures and service fees.