Do all your gift shopping at RCU! Give a gift that is flexible, easy, and convenient.
The RCU Prepaid Visa Card is great for any occasion. You will never have to worry about going from store to store to find the perfect gift again! You'll enjoy features like acceptance at millions of United States locations and protection from fraudulent purchases.
Other benefits include:
- Use the card anywhere Visa is accepted
in the US.
- Handle your finances and your shopping
at any RCU office.*
- Get unlimited online and automated
telephone inquiries to check your card
balance and purchase history.
- Protect your card from being lost or stolen
by registering it. If you do not register, we
may not be able to replace your card. Register your card.
Cards can be purchased in any amount from $10 to $1,000 at any RCU office.* There is a $2.50 per card processing charge and cards cannot be reloaded with additional funds.**
Sign the back of card immediately after receiving. You will also be given a PIN number at activation. This can be used at a merchant if you prefer to use a PIN number (select Debit) instead of a signature (select Credit). The card cannot be used at an ATM or for cash advances.
Keep your card in case of merchandise returns. The refunds are often credited back to the card used to make the original purchase. It may take three to seven days for the funds to be available.
If your card is lost or stolen or you have problems using the card at a merchant, please contact eFunds directly at mygiftcardmanager.com or 1-866-586-4438.
* Cards cannot be purchased at RCU Member Service.
** If the card is inactive for 12 consecutive months, beginning the 13th month there will be an inactivity charge of $4.95 assessed to the card each month until the card either becomes active or reaches a zero balance.