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Routing Number: 291880411

Careers Contact Us   1-800-341-9911

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View RCU's low service fees.



Your RCU Visa must be activated by calling 1-866-586-4438 before it can be used. You will also be given a PIN number at activation. This can be used at a merchant if you prefer to use a PIN number (select Debit) instead of a signature (select Credit).

Keep track of your card's balance to ensure your transactions are approved.

Notify the cashier of the exact balance when making a purchase that exceeds the balance remaining on the card in order for the card to be approved.

Include the tip at a restaurant in the initial transaction because it cannot be added once the sale has been authorized.

Pay inside for gas purchase. You will not be able to pay at the pump.

Register your card.
Register your card to use it for online and telephone purchases.


Prepaid Visa Cards from RCUDo all your gift shopping at RCU! Give a gift that is flexible, easy, and convenient.

The RCU Prepaid Visa Card is great for any occasion. You will never have to worry about going from store to store to find the perfect gift again! You'll enjoy features like acceptance at millions of United States locations and protection from fraudulent purchases.

Other benefits include:

  • Use the card anywhere Visa is accepted in the US.
  • Handle your finances and your shopping at any RCU office.*
  • Get unlimited online and automated telephone inquiries to check your card balance and purchase history.
  • Protect your card from being lost or stolen by registering it. If you do not register, we may not be able to replace your card. Register your card.

Cards can be purchased in any amount from $10 to $1,000 at any RCU office.* There is a $2.50 per card processing charge and cards cannot be reloaded with additional funds.**

Sign the back of card immediately after receiving. You will also be given a PIN number at activation. This can be used at a merchant if you prefer to use a PIN number (select Debit) instead of a signature (select Credit). The card cannot be used at an ATM or for cash advances.

Keep your card in case of merchandise returns. The refunds are often credited back to the card used to make the original purchase. It may take three to seven days for the funds to be available.

If your card is lost or stolen or you have problems using the card at a merchant, please contact eFunds directly at or 1-866-586-4438.

* Cards cannot be purchased at RCU Member Service.
** If the card is inactive for 12 consecutive months, beginning the 13th month there will be an inactivity charge of $4.95 assessed to the card each month until the card either becomes active or reaches a zero balance.


Business Services

Checking Accounts and Services

Personal Accounts
Business Accounts
Overdraft Protection
Check Card Coverage
Check & ATM Cards

Credit Counseling

Direct Deposit & Direct Payment

Foreign Currency

Prepaid Visa Cards

Safe Deposit Boxes

Properties for Sale

Vehicles for Sale

VITA Tax Service

Volunteer Program

Redeem Points
for an RCU
Prepaid Visa

It's easy to
redeem online!
Learn more.






Account Disclosures

View disclosures (including Truth in Savings Disclosure).

View special service fees.

For More Information

Call 1-800-341-9911

Email Member Services